(716) 284-2161 (716) 282-4023 615 Main St. Niagara Falls NY 14302 Holiday Schedule

Services We Offer

Start saving today with a Savings Account, or hop into a new car with a loan, or take advantage of all of the extra benefits of being a member of NFFMECU!

Savings Accounts


• Share Accounts
• Special Deposit Accounts
• Christmas Clubs
• Share Draft / Checking Account
• Money Market Accounts
* Term Share (CD’S)

Loan Products


• Personal
• Share Secured
• New Vehicle
• Used Vehicle
• Recreational
• Optional Temporary Disability Insurance
• Optional Credit Life Insurance

Specialty Services


• Financial Service
• Home Banking
• Mobile Banking
• Electronic Statements
• Payroll Deductions

• Direct Deposit
• VISA Debit Card
• Delta Sonic Tickets
• Regal Cinema Tickets

       

Fee Schedule                               

  • Account Research/Reconciliation                                  $30.00
  • Account to Account Transfer (Outgoing)                         $5.00
  • Deposited Item Return                                                 $35.00      
  • Non-Sufficient Funds                                                   $35.00
  • Photocopy of Share Draft                                              $5.00
  • Stop Payment                                                             $35.00
  • Overdraft Fee                                                             $15.00                      
  • Non-Member Check Cashing Fee                                  $20.00                 
  • Money Market Below Balance (daily)                               $5.00
  • Card Replacement                                                       $15.00                      
  • Charge Back                                                               $20.00                      
  • Late Payment (over 5 days)                                           $25.00                                      
  • Monthly fee (after first 4 cash transactions)                     $1.00                       
  • NSF Debit Card Fee                                                     $40.00                      
  • PIN Replacement                                                        $5.00       
  • Rush Card/PIN Order                                                    $30.00                 
  • Non Activation of Debit Card (after 90 days Monthly)    $10.00  
  • Account Reinstatement                                                  $1.00                                       
  • Bank Check                                                                $3.00                                       
  • Christmas Club Early Withdrawal                                    $5.00                                       
  • DMV Fee                                                                    $25.00                      
  • Inactive Share Account Fee (over 1 year monthly)           $20.00                      
  • Lien Release Duplicate                                                      $20.00                                      
  • Non-Notification of Address Change (monthly)                $5.00                       
  • Outgoing Domestic Wire Transfer                                  $40.00                                      
  • Response to Legal Order                                              $75.00                      
  • Returned Mail                                                             $3.00     
  • Statement Copy                                                           $3.00